How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
SR-22 is a certificate filed by your insurer proving you carry state-minimum liability coverage. Required in 49 states after DUI, reckless driving, or driving without insurance, typically for 3 years.
Non-Owner SR-22
Non-owner policies satisfy reinstatement requirements without requiring vehicle ownership. Monthly premiums typically run $25–$50, far below standard car insurance with SR-22 endorsement.
Liability Insurance
Covers injury and property damage you cause to others. Every state except New Hampshire mandates minimum liability limits, ranging from $20,000 to $50,000 per accident depending on location.
Uninsured Motorist Coverage
Pays for your injuries when an at-fault driver has no insurance. Required in 22 states, optional elsewhere, and especially relevant in states with high uninsured driver rates above 15%.
Non-Standard Auto Insurance
Designed for drivers with suspensions, DUIs, or lapses who can't access standard carriers. Premiums run 30–80% higher than standard rates but provide the coverage needed for reinstatement.
